Assignment 1 part 1
The High Deductible Health Plan Controversy
Your initial post should be a minimum of 300 words. All initial posts should have 2 - 3 APA formatted in-text citations and matching references. Place references at the end of your post under the heading “References.”
Prompt: For this discussion learners should use the perspective of an employer.
Consider the increasingly popular use of the High Deductible Health Plan (HDHP) as a cost savings opportunity for employer based health insurance and answer the below questions from the perspective of a consumer/employee or employer.
- Do HDHPs achieve the right balance of providing insurance coverage while incentivizing consumers to use resources prudently? Or, are they simply a way to lower employer healthcare costs while making it unaffordable for many consumers to obtain the health care they need?
- What additional challenges might an HDHP present for individuals who are low income, live in rural areas, speak a primary language other than English, or have low health literacy?
- Describe one way policy could address a challenge identified above.
Your posts should include at least 2-3 references. Remember to use the APA style for in-text citations and references.
References
- Agarwal, R., Mazurenko, O., & Menachemi, N. (2017). High-deductible health plans reduce health care cost and utilization, including use of needed preventive services. Health Affairs, 36(10), 1762–1768. https://doi.org/10.1377/hlthaff.2017.0610Links to an external site.
- Kullgren, J. T., Cliff, B. Q., Krenz, C. D., Levy, H., West, B., Fendrick, A. M., So, J., & Fagerlin, A. (2019). A survey of Americans with high-deductible health plans identifies opportunities to enhance consumer behaviors. Health Affairs, 38(3), 416–424. https://doi.org/10.1377/hlthaff.2018.05018Links to an external site.
- Sinaiko, A. D., Mehrotra, A., & Sood, N. (2016). Cost-sharing Obligations, high-deductible health plan growth, and shopping for health care: Enrollees with skin in the game. JAMA Internal Medicine, 176(3), 395–397.
- Wilensky, S. E., & Teitelbaum, J. B. (2022). Essentials of Health Policy and Law (5th ed.). Jones & Bartlett Learning. https://reader2.yuzu.com/books/9781284273229
- Chapter 8: Understanding Health Insurance (pp. 155–173)
- Chapter 9: Health Economics in a Health Policy Context (pp. 175–190)
Assignment 1 Part 2
The Affordable Care Act: 3-2-1 Reflection
Post: Your initial post should be a minimum of 300 words. All initial posts should have 2 - 3 APA formatted in-text citations and matching references. Place references at the end of your post under the heading “References.”
Prompt: The Patient Protection and Affordable Care Act (ACA), passed over a decade ago, is the most monumental piece of U.S. federal health policymaking in nearly 50 years. Although it has many popular provisions and has improved the uninsured rate, it is not perfect. Implementation of the ACA is an ongoing, dynamic process involving the federal government, states, employers, insurers, providers, patients, and others.
For this discussion, read Chapter 11 in Essentials of Health Policy and Law and reflect on the following:
- Describe three new things that you learned about the ACA.
- Describe two things/ideas/challenges you plan to explore further.
- Describe one thing that you can apply/implement right away.
References
- Wilensky, S. E., & Teitelbaum, J. B. (2022). Essentials of Health Policy and Law (5th ed.). Jones & Bartlett Learning. https://reader2.yuzu.com/books/9781284273229
- Chapter 11: Health Reform and The Patient Protection and Affordable Care Act (pp. 243–296)
Assignment 2
Medicaid Expansion and the Uninsured
INSTRUCTIONS
- Examine whether your state expanded Medicaid as part of the Affordable Care Act.
- Evaluate the impact by considering the following questions:
- How has this decision been impacted by the dominant ideology of the governor and state legislator?
- What has been the impact of this decision on the health of the uninsured?
- How has it impacted hospitals in your state?
Use the APA style to format your in-text citations and references.
**Use the state of VA***
References
- Wilensky, S. E., & Teitelbaum, J. B. (2022). Essentials of Health Policy and Law (5th ed.). Jones & Bartlett Learning. https://reader2.yuzu.com/books/9781284273229
- Chapter 10: Government Health Insurance Programs: Medicaid, CHIP, and Medicare (pp. 191–242)
- Chapter 11: Health Reform and The Patient Protection and Affordable Care Act (pp. 243–296)