Overview
For the second project, we are going to use HMDA data. You can pick a state that starts with the first letter of your last name. If there is no state that starts with such letter, pick one among the following: Pennsylvannia, Utah, Vermont, Virginia, Illinois, Idaho, Indiana, Kansas, Kentucky, Louisiana. I would suggest using not more than two years of data since each year's data is extremely large. Here is the website where you will find the data:
https://www.consumerfinance.gov/data-research/hmda/historic-data/
Select all records for "Records included" and plain language labels and HDMA codes for "variable description". The codebook for the datasets are given on the right of the website under the "Data Dictionaries" section.
The question of interest in this project is to see if there is racial discrimination in home mortgage lending. The project is a little bit more challenging than the first one. You will need to download, clean, and write a regression model yourself and therefore, documenting your code in a .do file is very important.
(((((((((i did every things just write the essay , i will uploade the results also , see it and write the essay +u can use this article :Houston, Shannon. “Center & NCLC File Federal Lawsuit Accusing Liberty Bank of Redlining.” Connecticut Fair Housing Center, 25 Nov. 2018, https://www.ctfairhousing.org/center-nclc-file-federal-lawsuit-accusing-liberty-bank-of-redlining/. )))))))